Preserve Wealth for Future Generations Federal estate taxes can eat up as much as 50 percent of your clients' assets. Our goal is to help you implement strategies that not only protect your clients' assets, but also dramatically increase the amount of wealth they transfer to their heirs.In working with business owners and buy-sell agreements, many firms focus only on the use of life insurance. Whereas PFG advisors are able to go one step further offering specialized Disability Income policies to protect their client’s business. In short, you can give your clients the confidence to concentrate on their business. FAMILY ESTATE PLANNING PRODUCTS AND SERVICES Irrevocable Life Insurance Trusts Asset Preservation Planning Family Limited Partnerships Living and Generation Skipping Trusts Grantor Retained Annuity Trusts Testamentary Planning Qualified Retirement Plan and Distribution Planning Charitable Remainder Trusts Dynasty Trusts Credit Shelter Trusts BUSINESS CONTINUITY PRODUCT AND SERVICES Business Succession Planning Buy/Sell Agreements Structured Buy-Outs Key Person Life Insurance Individual Disability Insurance ESOP Liability Funding Carve-Out Plans *Neither Cetera Advisor Networks nor its representatives offer tax or legal advice. Please consult your tax advisor or attorney for guidance.